Personal Banking
Other Services
Safe Deposit Boxes
- Available in a wide range of sizes
- Offer a safe, easily accessible way to store important documents and other items of value
Check the Hours and Locations page for branches offering this service.
Direct Deposit and Electronic Fund Transfers
- Ease, convenience and safety of having your social security, pension, payroll checks or other deposits directly credited to any of your accounts.
- Signing up is easy - simply provide your Bank of Smithtown account number and our routing & transit number (021408597) to the party issuing the deposit.
ReadyMoneysm Card
- 24 hour account access at any ATM where you see the NYCE®, Cirrus®, or MasterCard® logo.
- Make purchases wherever Mastercard® is accepted. Funds are conveniently deducted from your Checking or Money Market Account.
- No finance charges
- Feel safe and secure when using your card - Click here to learn more.
- Lost or stolen card - call our customer service hotline at 1-866-546-8273, 24 hours a day, 7 days a week.
Self Service Coin Counter
- Simply drop in your coins, then give the receipt to a teller.
- Deposit the money in your account or get cash back.
Check the Hours and Locations page for branches offering this service.
CHATS - 24 Hour Telephone Banking
Dial (631) 979-1851- Obtain account information
- Transfer funds between your accounts
- Make loan payments from your accounts
- Find branch and ATM information
- Learn about products and services
Credit Cards
We offer a variety of credit cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs. Click the link below to learn more and apply online.
Online account access provides the quickest and easiest way to:
- Activate your credit card
- Make payments
- Transfer balances
- Request limit increases
- View Statements
- And much more
Once you receive your credit card, simply access your account by clicking on the link below.
Access Your Account
Free Personal Online Banking and Bill Pay
Efficiently manage your finances - anywhere, anytime!
- Save time, envelopes, and stamps by paying bills online.
- Our Enahanced Login Security ensures the safety of your account information
- View all of your Bank of Smithtown accounts
- Transfer money between your Bank of Smithtown accounts.
- Create custom account reports.
- Download account information into Financial Management Software.
- Set up automatic email alerts.
Click here to register or login.
View the Personal Online Banking Agreement and Disclosure
