eXpress Accounts
Start saving the smart, secure way, with a Bank of Smithtown eXpress Account!
Click here to enter our
eXpress Account Center
Our eXpress Savings is conveniently available as an ONLINE ONLY ACCOUNT, so you avoid the hassles of waiting in line or filling out paperwork!
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Simply enter our eXpress Account Center and select your account.
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Provide some brief personal information for identification and authentication purposes.
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Fund your new account by electronic transfer from either your Bank of Smithtown or non-Bank of Smithtown account.
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Access your eXpress account through Bank of Smithtown Personal Online Banking.
Verifying Trial Deposits? Click here to log back into your application.
>> See below for eXpress Account offerings & details :
eXpress Savings Open Yours Today!
0.75% APY* - balances of $5,000 +
0.75% APY* - balances of $0 - $4,999.99
- Open and earn interest with as little as $.01.
- No monthly fee!
- Rates are tiered, so the more you save, the more you earn!
- Offered as a liquid investment, ensuring that you have access to your funds when you need them.
- When opening with a non-Bank of Smithtown account, funds will be transferred securely between your eXpress Account and your non-Bank of Smithtown account at your request.
- When opening with a Bank of Smithtown account, funds may be transferred between any of your Bank of Smithtown accounts.
- FDIC Insured.
Please note:
For your convenience, eXpress Accounts are completely online accounts. These accounts will only be accessible through Bank of Smithtown Personal Online Banking. When opening with a non-Bank of Smithtown account, funds will only be transferred to or from the initial funding account.
EXPRESS ACCOUNTS WILL NOT BE ACCESSIBLE AT ANY BRANCH LOCATION OR ATM.
* Annual Percentage Yield (APY) is accurate as of 04/20/10, assumes principal and interest remain on deposit for a full year and is subject to change without prior notice. eXpress Savings Account rates may vary. Applicable fees may reduce earnings.
