Business Banking
Other Services
E-Deposit - Remote Deposit Capture
E-deposit provides you with a faster, safer way to deposit your checks right from the comfort of your office. With E-Deposit you can enjoy the following features:
- Faster funds availability
- Send deposits 24 hours a day, 7 days a week
- Eliminate trips to the bank
- Reduce the risk of check fraud
To get started or to receive additional information, please contact your local branch representative.
Click here for our branch hours and contact information.
Payroll Services
- Payrolls can be prepared, in advance, either via a fax or telephoned instruction.
Direct Deposit and Electronic Funds Transfer
- All business accounts, except passbook savings, are eligible to send or receive payments via ACH.
Safe Deposit Boxes
- Available in a wide range of sizes
- Offer a safe, easily accessible way to store important documents and other items of value
Federal Tax Payments
- Make your federal tax payments in person or electronically (EFTPS).
- Guarantee timely payment of your regularly scheduled federal taxes.
Visa®/MasterCard® Merchant Services
- Accept credit card transactions from your customers/clients.
- Get paid faster
- Avoid the potential loss associated with checks
Self Service Coin Counter
- Simply drop in your coins, then give the receipt to a teller.
- Deposit the money in your account or get cash back.
Check the Hours and Locations page for branches offering this service.
CHATS - 24 Hour Telephone Banking
Dial (631) 979-1851- Obtain account information
- Transfer funds between your business accounts
- Make loan payments
- Find branch and ATM information
- Learn about products and services
Night Depository
- Safe, convenient way to make your deposits after banking hours
- Located at all branch locations.
ReadyMoneysm Card
- 24 hour account access at any ATM where you see the NYCE®, Cirrus®, or MasterCard® logo.
- Make purchases wherever MasterCard® is accepted. Funds are conveniently deducted from your Checking or Money Market Account.
- No finance charges
- Feel safe and secure when using your card - Click here to learn more.
- Lost or stolen card - call our customer service hotline at 1-866-546-8273, 24 hours a day, 7 days a week.
Credit Cards
Bank of Smithtown's Executive Edition Business Card is the only credit card your business will need. Your Bank of Smithtown Visa® Credit Card is accepted at over 17 million locations worldwide. You'll be able to use your Bank of Smithtown Visa Credit Card to get cash 24 hours a day at more than 500,000 ATMs and 11,000 Western Union offices. Here are just some of the benefits you will receive with your credit card:
- No annual fee
- Credit line up to $100,000
- Detailed expense reports itemizing all purchases
- Car rental and travel accident insurance at no extra charge
- Damage protection on your purchases
- 25 days grace for payments
- Extended warranty ....... and more!
To apply, visit one of our convenient branch locations.
Current cardholders:
Click here to access your Bank of Smithtown Visa® Credit Card online.
