Business Banking

Checking

Regular Business Checking

An easy to understand business checking account that satisfies the need for simplicity.

• Low per item fee
• Low monthly service charge
• Earnings credit based on entire balance.
• No additional charge for cash deposits
• Convenient account access 24 hours a day, 7 days a week by telephone, Online Banking, or ATM
• FDIC Insured - Click here to learn about Bank of Smithtown's participation in the FDIC TAG Program.

Privileged Business Checking

Potentially FREE* checking account

• First 200 items FREE
• No monthly service charge when your average collected balance is greater than $15,000
• Low minimum balance to open
• No additional charge for cash deposits.
• Convenient account access 24 hours a day, 7 days a week by telephone, Online Banking, or ATM
• FDIC Insured - Click here to learn about Bank of Smithtown's participation in the FDIC TAG Program.  

*Includes monthly maintenance or per item fees

Business Premier Interest Checking

You can have all the convenience of our business checking account with the added bonus of earning interest.

• Account requires a balance of $5,000 to earn interest 
• Convenient account access 24 hours a day, 7 days a week by telephone, Online Banking, or ATM
• FDIC Insured - Click here to learn about Bank of Smithtown's participation in the FDIC TAG Program.  

Not-for-Profit Business Checking

FREE* checking account when low minimum balance is met.

• Maintain a $1,500 average monthly balance to avoid monthly maintenance or per item fees.
• Convenient account access 24 hours a day, 7 days a week by telephone, Online Banking, or ATM
• No additional charge for cash deposits
• FDIC Insured - Click here to learn about Bank of Smithtown's participation in the FDIC TAG Program.  

*Includes monthly maintenance or per item fees